Checking Accounts
We are proud to offer the following personal accounts:
Pacific Checking
A non-interest bearing account with no check writing or deposit limits.
| Opening Balance | No minimum opening balance required |
| Minimum Balance | No minimum balance required |
| Monthly Maint. Fee | No monthly maintenance fee |
| Free Checks | No |
| Online Banking | Free - Pacific Online Banking |
| Bill Pay | $5.95/mo. First 25 pymts., $.50 ea. Add'l |
| Check Limits | n/a |
| Deposit Limits | n/a |
Pacific Select Checking
A tiered interest bearing account - the more money you keep, the higher the interest you earn.
| Opening Balance | $500 |
| Minimum Balance | Average balance of $2,500 during the period or maintain an everage sum of $25,000 in all related deposit accounts during the period |
| Monthly Maint. Fee | No fee if minimum balance is maintained during the period; $10 if balance goes below the minimum |
| Free Checks | First order Image checks |
| Online Banking | Free - Pacific Online Banking |
| Bill Pay | Base monthly fee waived, payments over 25 are $.50 each |
| Check Limits | n/a |
| Deposit Limits | n/a |
| Balance Range | Rate | APY * |
| $0-$999 | 0.10% | 0.10% |
| $1,000-$9,999 | 0.10% | 0.10% |
| $10,000-$49,999 | 0.10% | 0.10% |
| $50,000-$99,999 | 0.15% | 0.15% |
| $100,000+ | 0.25% | 0.25% |
* Fees could reduce the earnings on the account. Annual Percentage Yields (APY) are current as of 01/03/2012 and are subject to change without notice. For current rate information call (503)796-0100.
** Balances significantly greater than $100,000 may qualify for a custom rate quote. Please call us for details.
