CDARS®

Access to Multi-Million-Dollar FDIC Insurance for Large-Deposit Investors

What

CDARS®, the Certificate of Deposit Account Registry Service®, is a nationally recognized program which allows clients with high investable balances to access FDIC insurance coverage beyond the standard FDIC insurance maximum ($250,000).

More Secure

Access multi-million-dollar FDIC insurance on CD investments.

Easy & Simple

All you do is make your deposit through us and sign up for CDARS. We will offer you a choice of maturities and corresponding interest rates from which to select. Your account statements will come from Capital Pacific Bank and your privacy is protected.

Attractive Returns

You'll find we offer rates that may compare favorably with other high-quality, fixed income investments.

Local Benefits

By using CDARS, investors will make more funds available in our community, unlike money market mutual funds and government securities investments. Your CDARS deposits will be put to work right here at home, enabling Capital Pacific Bank to make loans to local individuals and businesses that will then serve to help fuel our local economy.*

Please contact one of our client service officers for more information.

Limits apply. Funds may be submitted for placement only after a depositor enters into a CDARS Deposit Placement Agreement with us. The agreement contains important information and conditions regarding the placement of funds by us. CDARS and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC.

*When funds are exchanged on a dollar-for-dollar basis with other banks in the CDARS Network, we can use the full amount of deposits placed through CDARS for local lending, which may satisfy some depositors’ local investment goals or mandates. Alternatively, with a depositor’s consent, we may choose to receive fee income instead of deposits from other banks. Under these circumstances, deposited funds would not be available for local lending.